Mobile Phone as Point of Sale (POS) Device

A system which provides content and services to a mobile phone service subscriber, said system comprising:

• (a) a plurality of third-party network platforms operated by respective third-party service providers, each of the third-party network platforms offering content or a service to mobile phone service subscribers;
• (b) a mobile commerce server which manages an end-to-end mobile commerce transaction between the mobile phone service subscriber and a selected one of the plurality of third-party service providers, and which receives data associated with the end-to-end mobile commerce transaction from a wireless communication device acting as a point-of-sale device for a retailer, which data comprises an identification of a mobile account of the mobile phone service subscriber and an identification of a selected content or service offered by the third-party network platform of the selected third-party service provider;
• (c) a value-added services server which manages transactional processing between the retailer and the third-party network platform of the selected third-party services provider, and which triggers delivery of the selected content or service to the mobile phone service subscriber from the third-party network platform of the selected third-party service provider;
• and
• (d) an electronic wallet server which manages interactions with a virtual wallet account of the retailer.