Money transfer smart phone methods and systems

A method of providing currency exchange, the method comprising:

• receiving, from a camera device of a mobile device, an image of currency of a first country's currency;
• based on the image, determining a first amount and a country of origin of the currency;
• determining, using location services of the mobile device, a current location of the mobile device;
• based on the current location, determining a second country's currency;
• determining an exchange rate between the first country's currency and the second country's currency;
• and
• calculating a second amount in the second country's currency based on the first amount and the exchange rate.

A non-transitory computer-readable medium for providing currency exchange having sets of instructions stored thereon which, when executed by a computer, cause the computer to:

• receive, from a camera device of a mobile device, an image of currency of a first country's currency;
• based on the image, determine a first amount and a country of origin of the currency;
• determine, using location services of the mobile device, a current location of the mobile device;
• based on the current location, determine a second country's currency;
• determine an exchange rate between the first country's currency and the second country's currency;
• and
• calculate a second amount in the second country's currency based on the first amount and the exchange rate.