System, method and apparatus to facilitate commerce and sales

A system for conducting commerce and sales operations comprising:

• at least one mobile device, the at least one mobile device being removably and communicatively coupled to a mobile holster and implementing a front-end point-of-sale software application;
• a local server communicatively coupled to the at least one mobile device via a first LAN and communicatively coupled to a payment processor, the payment processor implementing a central software application and an in-memory analytic application;
• a central server communicatively coupled to the local server via the first LAN, the central server implementing a central software application and an in-memory analytic software application;
• an Oracle-based computer terminal communicatively coupled to an Oracle-based retail server implementing a database software application,
• an Oracle-based corporate retail server communicatively coupled to the Oracle-based retail server and the central server, and
• a corporate application server communicatively coupled to the Oracle corporate retail server.