Systems and computer-implemented processes for delivering personalized deals to customers
AssigneeCapital One Financial Corporation
InventorsLuke Hammock, Janusz Niczyporuk, Bor J. Sun, Joseph O'Brien
Life of this patent
Estimating the term…
Abstract
Systems and processes are disclosed for generating an delivering personalized deals to users. In certain embodiments, disclosed embodiments may configure a financial service account associated with a user. Based on monitored transactions from the financial service account, systems consistent with disclosed embodiments may generate deals that are personalized to the user of the financial service account. Such deals may be delivered to the user or a third-party upon request.
Claims21
A method for delivering personalized deals, the method comprising:
- configuring a financial service account associated with a user including at least one criteria for providing the user with deals associated with one or more merchants;
- monitoring, by one or more processors, a plurality of financial transactions associated with the user;
- identifying, by the one or more processors, one or more deals associated with at least one merchant based on the monitored transactions and at least one criteria;
- generating, by the one or more processors, a personalized deal package based on the identified one or more deals.
A system for delivering personalized deals, comprising:
- memory storing instructions;
- and
- at least one processor configured to execute the instructions to perform operations comprising:
- configuring a financial service account associated with a user including at least one criteria for providing the user with deals associated with one or more merchants;
- monitoring a plurality of financial transactions associated with the user;
- identifying one or more deals associated with at least one merchant based on the monitored transactions and at least one criteria;
- generating a personalized deal package based on the identified one or more deals.
A non-transitory computer readable medium storing instructions that, when executed by at least one processor, cause the at least one processor to perform operations comprising:
- configuring a financial service account associated with a user including at least one criteria for providing the user with deals associated with one or more merchants;
- monitoring a plurality of financial transactions associated with the user;
- identifying one or more deals associated with at least one merchant based on the monitored transactions and at least one criteria;
- generating a personalized deal package based on the identified one or more deals.
Dependencies are inferred from the claim text.