Methods and systems of providing transaction terms offers in real time

A system of providing a consumer with different transaction terms offers for performing a potential financial transaction, comprising:

• an interface configured to receive from a consumer terminal via a network an indication of a potential financial transaction between a retailer and a first of a plurality of consumers;
• and
• a matching module configured to select one of a plurality of consumer records according to said indication and acquires a plurality of transaction terms offers for performing said potential financial transaction using any of a plurality of payment methods which are available to said first consumer a via said network;
• wherein said interface is configured to forward said plurality of transaction terms offers to said consumer terminal so as to allow the presentation thereof to said first consumer.