Apparatus and methods for providing a payment system over a network
AssigneeASC State & Local Solutions, Inc.
InventorsJohn D. POLK, James K. SELWAY, Jeffrey F. KACH
Life of this patent
Estimating the term…
Abstract
Apparatus and methods provide an accumulator that processes electronic payments from an employer to a recipient via a network. The payments processed may be, for example, child support payments collected from an employee by the employer. The employer may submit one transaction made up of payments collected from multiple employees bound for multiple recipients and the accumulator may receive, translate, batch, and deliver the payments to the multiple recipients. The accumulator, employers, and recipients may communicate via a network such as the Internet.
Claims33
-234. (canceled)
A method for processing a payment over a network at an accumulator storing a plurality of templates for a plurality of intermediaries, comprising:
- receiving employee information from a plurality of employers via the network, the employee information corresponding to at least one employee of each employer and including an intermediary identifier;
- filtering the employee information using a template based on one intermediary corresponding to the intermediary identifier;
- and
- processing at least one employee debit corresponding to the filtered employee information.
A system for processing a payment over a network at an accumulator storing a plurality of templates for a plurality of intermediaries, comprising:
- a first receiving component configured to receive employee information from a plurality of employers via the network, the employee information corresponding to at least one employee of each employer and including an intermediary identifier;
- a filtering component configured to filter the employee information using a template based on one intermediary corresponding to the intermediary identifier, and
- a first processing component configured to process at least one employee debit corresponding to the filtered employee information.
A computer readable medium having computer readable code embodied therein for processing a payment over a network at an accumulator storing a plurality of templates for a plurality of intermediaries, the computer readable code comprising:
- a receiving module configured to receive employee information from a plurality of employers via the network, the employee information corresponding to at least one employee of each employer and including an intermediary identifier;
- a filtering module configured to filter the employee information using a template based on one intermediary corresponding to the intermediary identifier;
- and
- a processing module configured to process at least one employee debit corresponding to the filtered employee information.
A system for processing a payment over a network at an accumulator storing a plurality of templates for a plurality of intermediaries, comprising:
- means for receiving employee information from a plurality of employers via the network, the employee information corresponding to at least one employee of each employer and including an intermediary identifier;
- means for filtering the employee information using a template based on one intermediary corresponding to the intermediary identifier;
- and
- means for processing at least one employee debit corresponding to the filtered employee information.
Dependencies are inferred from the claim text.