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US 2014/0195426 A1Published application
Method of utilizing a successful log-in to create or verify a user account on a different system
AssigneeMoney Desktop, Inc.
InventorRyan Caldwell
Life of this patent
Estimating the term…
Abstract
A method is permitted to permit remote log in credential authentication for mobile users seeking access to a computer system through a second party computer system such as an aggregator.
Claims20
A method for conducting a mobile banking transaction comprising the steps of:
- obtaining a mobile computing device, the mobile computing device having a processor, an input device, a display device, and a means for transmitting and receiving data from a remotely located computer,
- running a mobile banking software application on said mobile computing device,
- using said input device to allow a user to log in to said mobile banking software application,
- using said means for transmitting and receiving data from a remotely located computer to transmit user information to a banking aggregator for credential verification,
- using said means for transmitting and receiving data from a remotely located computer to receive financial information pertaining to said user,
- displaying said financial information pertaining to said user on said display device,
- allowing said user to enter a banking transaction on said mobile banking software application on said mobile computing device,
- using said means for transmitting and receiving data from a remotely located computer to transmit said banking transaction to said banking aggregator for forwarding to the relevant financial institution for processing,
- using said means for transmitting and receiving data from a remotely located computer to transmit said banking transaction to said banking aggregator for forwarding to the relevant financial institution for processing,
- using said means for transmitting and receiving data from a remotely located computer to receive confirmation that said banking transaction has been conducted,
- displaying said confirmation on said display device.
8 more elements
A method for authenticating a user in a mobile banking software application comprising the steps of:
- obtaining a mobile computing device, the mobile computing device having a processor, an input device, a display device, and wireless means for transmitting and receiving data from a remotely located computer,
- running a mobile banking software application on said mobile computing device,
- using said input device to allow a user to log in to said mobile banking software application,
- using said means for transmitting and receiving data from a remotely located computer to transmit user information to a banking aggregator for validation, and
- using said means for transmitting and receiving data from a remotely located computer to receive validation of said user information from said banking aggregator.
2 more elements
A method for utilizing a successful log-in to create or verify a user account on a different system comprising the steps of:
- permitting a user to log in to a first computer system,
- using a data scrape from said log in to attempt to log said user into an aggregator computer system,
- said second computer system performing user credential authentication for a third party computer system in order to confirm that said user is entitled to log in to said third party computer system, and
- said aggregator computer system providing data pertinent to said user from said third party computer system to the user on said first computer system.
1 more element
Dependencies are inferred from the claim text.