Digital wallet including vending and payment receipt functions
AssigneePaten Category Corporation
InventorsYu ZHENG, Felix SUI
Life of this patent
Estimating the term…
Abstract
A digital wallet serves as a virtual wallet for all of the credit cards of a user. The digital wallet can be extended to other types of spending cards. Spending limits can be set for individual cards, as well as global limits. The user may setup an eCard on behalf of a recipient, where the eCard has a spending limit and the master account can view eCard transactions. Digital receipt management is provided to aid a user to organize receipts. Techniques to use a temporary code to improve the security of verifying a user is also disclosed.
Claims18
A method using mobile devices, each having a digital wallet, comprising:
- making a payment from a first digital wallet client device to a second digital wallet client device, wherein each digital wallet client device supports a plurality of credit card accounts from which to make payments.
An apparatus, comprising:
- a digital wallet client device having a processor and a memory;
- and
- the digital wallet client device configured to both make payments to other client devices and to receive payments from other client devices.
Dependencies are inferred from the claim text.