Digital wallet server
AssigneePatent Category Corp.
InventorsYu ZHENG, Felix SUI
Life of this patent
Estimating the term…
Abstract
A digital wallet serves as a virtual wallet for all of the credit cards of a user. The digital wallet can be extended to other types of spending cards. Spending limits can be set for individual cards, as well as global limits. The user may setup an eCard on behalf of a recipient, where the eCard has a spending limit and the master account can view eCard transactions. Digital receipt management is provided to aid a user to organize receipts. Techniques to use a temporary code to improve the security of verifying a user is also disclosed.
Claims31
A method of providing a digital wallet function, comprising:
- storing, in a digital wallet server, information for each of the credit cards of a user of a digital wallet;
- receiving, at the digital wallet server, a selection from the user of a particular credit card to make a payment for a transaction;
- and
- generating a digital receipt for the transaction for the user and a payment confirmation for a vendor associated with the transaction.
A system for providing a digital wallet function at a client device, comprising:
- a digital wallet server including a processor and a memory, the server storing information for each of the credit cards of a user of a digital wallet;
- and
- the digital wallet server configured to receive a selection from the user of a particular credit card to make a payment for a transaction, generate a digital receipt for the transaction for the user, and generate a payment confirmation for a vendor associated with the transaction.
A non-transitory computer readable storage medium comprising computer readable instructions that when executed on a processor implement a method, comprising:
- storing, in a digital wallet server, information for each of the credit cards of a user of a digital wallet;
- receiving, at the digital wallet server, a selection from the user of a particular credit card to make a payment for a transaction;
- and
- generating a digital receipt for the transaction for the user and a payment confirmation for a vendor associated with the transaction.
Dependencies are inferred from the claim text.