Digital wallet client device
AssigneePatent Category Corp.
InventorsYu ZHENG, Felix SUI
Life of this patent
Estimating the term…
Abstract
A digital wallet serves as a virtual wallet for all of the credit cards of a user. The digital wallet can be extended to other types of spending cards. Spending limits can be set for individual cards, as well as global limits. The user may setup an eCard on behalf of a recipient, where the eCard has a spending limit and the master account can view eCard transactions. Digital receipt management is provided to aid a user to organize receipts. Techniques to use a temporary code to improve the security of verifying a user is also disclosed.
Claims23
A method of providing a digital wallet function at a client device, comprising:
- selecting, via a user interface on the client device, a credit card to make a payment for a transaction from a set of credit cards for the user;
- paying for the transaction via the selected credit card;
- and
- receiving a digital receipt for the transaction.
An apparatus, comprising:
- a mobile client device including a processor, a memory, and a user display;
- and
- a digital wallet client application including a user interface to:
- select a credit card to make a payment for a transaction from a set of credit cards for the user;
- pay for the transaction via the selected credit card;
- and
- receive a digital receipt for the transaction.
A non-transitory computer readable storage medium comprising computer readable instructions that when executed on a processor, implement a method comprising:
- selecting, via a user interface on the client device, a credit card to make a payment for a transaction from a set of credit cards for the user;
- paying for the transaction via the selected credit card;
- and
- receiving a digital receipt for the transaction.
Dependencies are inferred from the claim text.