Method, system, and computer program product for business designation

A system comprising:

• a business designation processor,
• a tangible, non-transitory memory configured to communicate with the processor,
• the tangible, non-transitory memory having instructions stored thereon that, in response to execution by the processor, causes the processor to perform operations comprising:
• performing, by the processor, deterministic data analysis on data to identify transaction accounts to associate with one of two groups, wherein the data is associated with a plurality of transaction accounts;
• performing, by the processor, probabilistic data analysis to create a probabilistic data analysis score on at least one of the two groups to re-allocate the transaction accounts into one of the two groups based on the probabilistic data analysis score being above a predetermined threshold;
• and
• contacting, by the processor, the holders of the transaction accounts associated with at least one of the two groups.

An article of manufacture including a non-transitory, tangible computer readable storage medium having instructions stored thereon that, in response to execution by a business designation computer-based system, cause the computer-based system to perform operations comprising:

• performing, by the computer-based system, deterministic data analysis on data to identify transaction accounts to associate with one of two groups, wherein the data is associated with a plurality of transaction accounts;
• performing, by the computer-based system, probabilistic data analysis to create a probabilistic data analysis score on at least one of the two groups to re-allocate the transaction accounts into one of the two groups based on the probabilistic data analysis score being above a predetermined threshold;
• and
• contacting, by the computer-based system, the holders of the transaction accounts associated with at least one of the two groups.