Credit card and service organization cooperative program

A computer-readable storage medium having computer-executable instructions for causing a computing system to perform a method comprising:

• receiving a credit card number for a credit card as part of a transaction comprising a purchase of merchandise having a price;
• applying a discount to reduce the price of the merchandise if the purchase is completed using the credit card;
• and
• sending the credit card number and the price after the discount to a first organization with access to a transaction history for the credit card, wherein a rebate is issued if the transaction history satisfies a condition, and wherein the rebate is forwarded to a second organization that is identified in account information for the credit card.

A method comprising:

• assigning a credit card to a user;
• completing a transaction with a merchant using the credit card;
• determining if the merchant is a participant in a program affiliated with a non-profit organization;
• if the merchant is a participant in the program, then applying a discount to reduce an amount of the transaction and otherwise not applying the discount, wherein the discount is also not applied to transactions made using another credit card, wherein further a final amount of the transaction is transmitted from the merchant over a network to a network-connected organization with access to a transaction history for the credit card;
• associating a rebate with the credit card if the transaction history satisfies a condition;
• and
• forwarding the rebate to a non-profit organization designated by the user instead of to the user.