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OwnerMichelle SARKANY, Thomas Sarkanyinventors
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The present invention provides a computer based apparatus and methodology for generating investment strategies for individuals by using a variety of research and screening methodologies to extract investment tools and data from publicly available data basis, while also utilizing computerized search skills, this business model looks to improve on investment methods currently offered by brokers and registered investment advisors. Several modules are provided that perform certain analyses based on information from the investor as well as other sources. Each module can be used as a stand-alone unit or can share information and prepare aggregate reports to the investor. In one preferred embodiment, an asset allocation module is used to generate a proposed asset allocation to an individual based on at least one of his risk profile, assets, and planned retirement age.
An apparatus generating a proposed asset allocation for an individual associated with an investor profile, said financial profile including at least a risk profile defining an investment risk associated with the individual, said apparatus comprising:
A computer-implemented method of generating a proposed asset allocation to a plurality of investors, each investor having an investor profile and investments including a plurality of holdings, said method being implemented in a computer based system including an input, a portal having Internet access to public financial information, a proposed allocation module configured to analyze financial information and an output presenting output information to investors, said method comprising the steps of:
Dependencies are inferred from the claim text.