Surcharge compliance registry

An article of manufacture comprising a non-transitory computer usable medium having computer readable program code embodied therein, the code when executed by a processor causes a computer to certify a surcharge behavior, the computer readable program code in said article of manufacture comprising:

• program code for causing the computer to receive a transaction record from a merchant;
• program code for causing the computer to determine a maximum surcharge based on the transaction record;
• program code for causing the computer to determine an imposed surcharge based on the transaction record;
• program code for causing the computer to compare the maximum surcharge to the imposed surcharge;
• and
• program code for causing the computer to transmit a surcharge certification when the imposed surcharge is less than the maximum surcharge.

An article of manufacture comprising a non-transitory computer usable medium having computer readable program code embodied therein, the code when executed by a processor causes a computer to generate a surcharge compliance report, the computer readable program code in said article of manufacture comprising:

• program code for causing the computer to receive a request for a surcharge compliance report from a mobile device;
• program code for causing the computer to determine a location of the mobile device;
• program code for causing the computer to correlate the location to a plurality of merchant locations;
• program code for causing the computer to receive from the mobile device a confirmation corresponding to at least one of the plurality of merchant locations;
• program code for causing the computer to generate a surcharge compliance report associated with the at least one of the plurality of merchant locations;
• program code for causing the computer to transmit the surcharge compliance report to the mobile device.

An article of manufacture comprising a non-transitory computer usable medium having computer readable program code embodied therein, the code when executed by a processor causes a computer to determine a maximum surcharge, the computer readable program code in said article of manufacture comprising:

• program code for causing the computer to receive a transaction record from a merchant;
• program code for causing the computer, in response to receiving the transaction record, to receive a first surcharge from a first transaction processing network;
• program code for causing the computer, in response to receiving the transaction record, receive a second surcharge from a second transaction processing network;
• program code for causing the computer to compare the first surcharge to the second surcharge;
• program code for causing the computer to set the maximum surcharge equal to the first surcharge when the first surcharge is greater than the second surcharge;
• and
• program code for causing the computer to set the maximum surcharge equal to the second surcharge when the second surcharge is greater than the first surcharge.