US 2014/0156456 A1Published application

Method of on-line shopping with real-name authentication

AssigneeCathay United Bank

InventorJui-Yu WANG

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Abstract

A method of on-line shopping with real-name authentication includes the steps of:(A) a buyer providing his/her ID number to a real-name authentication bank in order to proceed with the real-name authentication process and obtaining a buyer bank account number; (B) a seller providing its Business Registration Number to the real-name authentication bank in order to proceed with the real-name authentication process and obtaining a seller bank account number; (C) the seller registering a predefined web address in order to proceed with the on-line shopping; (D) the buyer bank account number and his/her ID number being provided to the seller when the buyer purchasing a product or a service with an amount of money in the seller's website; and (E) the seller transmitting the buyer bank account number and the ID number to the real-name authentication bank via the predefined web address.

Claims7

Dependent claims

A method of on-line shopping with real-name authentication, comprising the steps of:

(A) providing an ID number of a buyer to a real-name authentication bank to proceed with the real-name authentication process and obtaining a buyer bank account number;
(B) providing a Business Registration Number of a seller to a real-name authentication bank to proceed with the real-name authentication process and obtaining a seller bank account number;
(C) registering a predefined web address by the seller to proceed with the on-line shopping;
(D) providing a bank account number and the ID number of the buyer to the seller when the buyer purchases a product or a service with an amount of money in the seller's website;
(E) transmitting the bank account number and the ID number of the buyer by the seller to the real-name authentication bank via the predefined web address;
(F) verifying if the source of the seller corresponds to the registered predefined web address by the real-name authentication bank according to the predefined web address;
(G) verifying if the bank account number and the ID number of the buyer are matched by the real-name authentication bank when the predefined web site corresponds to the registered predefined web address;
(H) transmitting a request of deduction to the buyer by the real-name authentication bank when the bank account number and the ID number of the buyer are matched;
(I) agreeing the request of deduction to the real-name authentication bank by the buyer;
(J) deducting the amount of money in a buyer bank account and remitting it to a seller bank account by the real-name authentication bank, and notifying the seller a message that the amount of money is remitted successfully and notifying the buyer a message that the amount of money is deducted successfully after the message that the buyer agrees the request of deduction to the real-name authentication bank is received;
(K) sending out the product or providing the service to the buyer by the seller when receiving the message that the amount of money is remitted successfully.

8 more elements

A method of on-line shopping with real-name authentication, comprising the steps of:

(A) providing an ID number of a buyer to a real-name authentication bank to proceed with the real-name authentication process and obtaining a buyer bank account number;
(B) providing a Business Registration Number of a seller to a real-name authentication bank to proceed with the real-name authentication process and obtaining a seller bank account number;
(C) registering a predefined web address by the seller to proceed with the on-line shopping;
(D) providing a buyer bank account number and the ID number of the buyer to the seller when the buyer purchases a product or a service with an amount of money in the seller's website;
(E) transmitting the bank account number of the buyer by the seller to the real-name authentication bank via the predefined web address;
(F) verifying if the source of the seller corresponds to the registered predefined web address by the real-name authentication bank according to the predefined web address;
(G) verifying the bank account number of the buyer by the real-name authentication bank when the predefined web site corresponds to the registered predefined web address;
(H) transmitting a request of deduction to the buyer by the real-name authentication bank when the bank account number and the ID number of the buyer are matched;
(I) agreeing the request of deduction to the real-name authentication bank by the buyer;
(J) deducting the amount of money in a buyer bank account and remitting it to a seller bank account by the real-name authentication bank, and notifying the seller a message that the amount of money is remitted successfully and notifying the buyer a message that the amount of money is deducted successfully after the message that the buyer agrees the request of deduction to the real-name authentication bank is received;
(K) sending out the product or providing the service to the buyer by the seller when receiving the message that the amount of money is remitted successfully.

8 more elements

Dependencies are inferred from the claim text.