Providing money transfer using a money transfer platform

A method of electronic funds transfer, comprising:

• receiving an indication of an interest in transferring funds from a sender at a first location to a receiver at a second location;
• receiving an indication of an initial funds transfer amount in a first currency for transfer to a receiver at the second location;
• identifying a currency exchange rate value for an exchange of a first currency used at the first location and a second currency used at the second location;
• converting, using the currency exchange rate, the initial funds transfer amount into an funds receiving amount as measured in the second currency;
• and
• communicating the funds receiving amount.

A method of electronic funds transfer, comprising:

• receiving from a point-of-sale (POS), by operation of a computer, a code associated with a fund-in transaction;
• receiving, by operation of a computer, a transfer amount and a unique transfer identifier;
• transmitting the transfer amount and the unique identifier to a money transfer platform (MTP) transfer service;
• receiving an activation response from the MTP transfer service, the activation response responsive to the MTP transfer service:
• validating, by a computer, the identified transfer;
• activating the transfer;
• and
• alerting a receiver uniquely identified by the unique transfer identifier;
• and
• transmitting an activation response to the POS.