Surcharge violation registry

An article of manufacture comprising a non-transitory computer usable medium having computer readable program code embodied therein, the code when executed by a processor causes a computer to identify a surcharge violation, the computer readable program code in said article of manufacture comprising:

• computer readable program code for causing the computer to receive a surcharge violation notice from a mobile device;
• computer readable program code for causing the computer to generate a surcharge record based on the surcharge violation notice, the surcharge record comprising:
• a time a surcharge was imposed;
• a first surcharge amount added to a purchase amount;
• a payment instrument;
• a transaction network;
• a merchant;
• and
• a surcharge notice displayed by the merchant at the time the surcharge was imposed;
• computer readable program code for causing the computer to determine a second surcharge amount authorized by the transaction network at the time the surcharge was imposed;
• computer readable program code for causing the computer to determine a third surcharge amount displayed in the surcharge notice;
• computer readable program code for causing the computer to calculate a fourth surcharge amount authorized for the payment instrument at the time the surcharge was imposed;
• computer readable program code for causing the computer to identify a surcharge violation based on the surcharge record when:
• the first surcharge amount does not correspond to the second surcharge amount;
• the first surcharge amount does not correspond to the third surcharge amount;
• and
• the first surcharge amount does not correspond to the fourth surcharge amount;
• and
• computer readable program code for causing the computer, in response to detection of the surcharge violation, to deny a fifth surcharge amount submitted by the merchant.