US 2014/0156371 A1Published application

Dynamic Delivery and Use of Electronic Incentives

OwnerBlake Shipleyinventor

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Abstract

A host system for a merchant to distributing and redeeming incentives to a consumer is provided. The merchant may create an incentive with specifications that determine the value of the incentive and to which consumers the incentive is available. The consumer may create a list of products, which the host system matches to a database of created incentives. The consumer may select and use one of more of the incentives and also may share incentives with other consumers. The host system also provides for the verification and confirmation of incentive use, thus allowing the issuer and the host system to track incentive efficiency. The host system also allows for dynamic incentive value determination based on consumer activity, such as sharing the incentive, incentive usage, reviewing products, or posting in a forum.

Claims20

Dependent claims

A data processing system for issuing and redeeming incentives comprising:

A) a host server, wherein the host server comprises;
an issuer portal, wherein the issuer portal is configured to allow a merchant to generate an incentive and a plurality of specifications associated with the incentive;
an incentive database, wherein the incentive database comprises a plurality of incentives;
a consumer portal, wherein the consumer portal is configured to allow a first consumer user to create a list of products;
wherein the host server is configured to produce at least one matched incentive by comparing the list of products to the incentive database;
and
wherein the consumer portal is further configured to allow the first consumer user to make a selection from the at least one matched incentives;
B) an issuer server,
wherein the issuer server is configured to receive the selection from the host server;
wherein the issuer server is further configured to verify the selection;
and
wherein the issuer server is further configured to transmit a verification confirmation;
C) a point of sale system,
wherein the point of sale system is configured to receive the selection from the consumer portal;
and
wherein the point of sale system is further configured to deduct a value associated with the selection upon receiving the verification confirmation;
D) a retail server,
wherein the retail server is configured to receive the verification confirmation from the issue server and transmit the verification confirmation to the point of sale system;
and
E) a network,
wherein the network is configured to provide for transmission between the host server, the issuer server, and the retail server.

18 more elements

A data processing system for issuing and redeeming incentives comprising:

A) a host server, wherein the host server comprises;
an issuer portal, wherein the issuer portal is configured to allow a merchant to establish an issuer account and to generate an incentive and a plurality of specifications associated with the incentive;
an incentive database, wherein the incentive database comprises a plurality of incentives;
a consumer portal, wherein the consumer portal is operably configured to allow a first consumer to establish a personalized account and to create a list of products;
wherein the host server is configured to produce at least one matched incentive by comparing the list of products with the incentive database;
wherein the consumer portal is configured to selectively display the matched incentive based on the plurality of specifications;
and
wherein the consumer portal is further configured to allow the first consumer user to make a selection from the at least one matched incentives;
B) an issuer server,
wherein the issuer server is configured to receive the selection from the host server;
wherein the issuer server is further configured to verify the selection;
and
wherein the issuer server is further configured to transmit a verification confirmation;
C) a point of sale system,
wherein the point of sale system is configured to receive the selection from the consumer portal;
and
wherein the point of sale system is further configured to deduct a value associated with the selection upon receiving the verification confirmation;
D) a retail server,
wherein the retail server is further configured to transmit the selection to the issuer server;
and
wherein the retail server is further configured to receive the verification confirmation from the issuer server and transmit the verification confirmation to the point of sale system;
and
E) a network connection for transmitting incentive information between the host server, the issuer server, and the retail server.

20 more elements

Dependencies are inferred from the claim text.

Facts

Application: 14/176,724Filed 10 Feb 2014
Priority: 1 Apr 2009
Published: 5 Jun 2014
Term ends: Not estimatedThe source records don’t support an estimate.

Classification5 codes

G06Q 30/0225
Discounts or incentives, e.g. coupons or rebates: avoiding frauds
G06Q 30/02
Commerce: marketing; Price estimation or determination; Fundraising
G06Q 30/0214
Discounts or incentives, e.g. coupons or rebates: referral reward systems
G06Q 30/0224
Discounts or incentives, e.g. coupons or rebates: based on user history

Family

Application61/165,722Us provisional application · filed 1 Apr 2009
Application12/543,848Continuation · filed 19 Aug 2009
Application14/176,724Continuation
US 2010/0257038 A1Published application
US 2014/0156371 A1This patent

From the US filing history. Foreign family members aren’t listed.

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