Automated banking machine operated responsive to data bearing records with improved resistance to fraud

Apparatus comprising:

• a fraud detection arrangement adapted for use in detecting an unauthorized card data reading device located adjacent a card entry slot of a transaction terminal which includes a card reader associated with the card entry slot, and which is usable to conduct financial transactions involving financial accounts identified through use of card data read by the card reader,
• wherein the fraud detection arrangement includes at least one output device operable to generate outputs including at least one property,
• wherein the fraud detection arrangement includes at least one sensor,
• wherein the at least one sensor is positioned to sense the at least one property of outputs that were generated by the at least one output device and then reflected toward the at least one sensor,
• wherein the fraud detection arrangement includes at least one processor operatively connected with both the at least one output device and the at least one sensor,
• wherein the at least one processor is operable to cause the at least one output device to intermittently generate outputs,
• wherein the at least one processor is operable to receive at least one signal corresponding to the at least one property sensed by the at least one sensor,
• wherein the at least one processor is operable to determine responsive at least in part to the at least one signal received, whether the at least one sensor sensed a predetermined level of the at least one property while the at least one output device was generating outputs,
• wherein the at least one processor is configured to cause to be carried out responsive at least in part to a positive determination, at least one predetermined action associated with detection of an unauthorized card data reading device located adjacent the card entry slot.

Apparatus comprising:

• a fraud detection arrangement adapted for use in detecting an unauthorized card data reading device located adjacent a card entry area of a transaction terminal which includes a card reader associated with the card entry area, and which is usable to conduct financial transactions involving financial accounts identified through use of card data read by the card reader,
• wherein the fraud detection arrangement includes at least one output device operable to emit outputs including at least one property,
• wherein the fraud detection arrangement includes at least one sensor operable to sense the at least one property of outputs emitted from the at least one output device,
• wherein the fraud detection arrangement includes at least one signal emitter operable to emit interfering signals,
• wherein the fraud detection arrangement includes at least one processor operatively connected with both the at least one output device and the at least one sensor,
• wherein the at least one processor is operable to cause the at least one signal emitter to emit the interfering signals,
• wherein the at least one processor is operable to cause the at least one output device to intermittently emit outputs,
• wherein the at least one processor is operable to receive at least one signal corresponding to the at least one property sensed by the at least one sensor,
• wherein the at least one processor is operable to determine responsive at least in part to the at least one signal received, whether the at least one sensor sensed a predetermined level of the at least one property,
• wherein the at least one processor is configured to cause responsive at least in part to a positive determination, at least one predetermined action associated with interfering with unauthorized reading of card data by an unauthorized card data reading device located adjacent the card entry area,
• wherein the at least one predetermined action includes causing the at least one signal emitter to emit the interfering signals.