Systems and Methods for Distributing Tokenization and De-Tokenization Services
AssigneeFirst Data Corporation
InventorVijay Kumar Royyuru
Life of this patent
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Abstract
This disclosure describes systems and methods related to distributing tokenization and de-tokenization services. Information associated with a proposed payment transaction may be received by a payment transaction service provider system. The information may comprise a token generated by a tokenization service provider. A de-tokenization service provider separate from the tokenization service provider may be identified based at least in part upon the received information. The token may be routed by a payment transaction service provider system to the de-tokenization service provider for processing.
Claims20
A computer-implemented method, comprising:
- receiving, by a payment transaction service provider system comprising one or more computers, information associated with a proposed payment transaction, wherein the information comprises at least a token generated by a tokenization service provider;
- identifying, by the payment transaction service provider system, a de-tokenization service provider separate from the tokenization service provider based at least in part upon the received information;
- and
- routing, by the payment transaction service provider system to the de-tokenization service provider, at least the token for processing.
One or more computer-readable media configured to store computer-executable instructions that, responsive to execution by one or more processors, cause operations to be performed comprising:
- receiving information associated with a proposed payment transaction, wherein the information comprises at least a token generated by a tokenization service provider;
- identifying a de-tokenization service provider separate from the tokenization service provider based at least in part upon the received information;
- and
- routing to the de-tokenization service provider at least the token for processing.
A computer-implemented method, comprising:
- receiving, from a requesting device by a tokenization service provider system comprising one or more computers, a request to generate a token for use in a payment transaction;
- generating, by the tokenization service provider system in response to the received request, the token, the token comprising information that facilitates an identification of a de-tokenization service provider system separate from the tokenization service provider system;
- and
- communicating, by the tokenization service provider system, the generated token to the requesting device.
One or more computer-readable media configured to store computer-executable instructions that, responsive to execution by one or more processors, cause operations to be performed comprising:
- receiving, from a requesting device, a request to generate a token for use in a payment transaction;
- generating the token in response to the received request, wherein the token comprises information that facilitates an identification of a de-tokenization service provider system separate from the tokenization service provider system;
- and
- communicating the generated token to the requesting device.
Dependencies are inferred from the claim text.