Familiar dynamic human challenge response test content

A server computer comprising:

• a processor;
• and
• a non-transitory computer readable medium coupled to the processor and comprising code executable by the processor to implement a method, the method comprising:
• receiving transaction data associated with a plurality of transactions;
• extracting a plurality of challenge items from the transaction data using an extraction algorithm;
• storing the plurality of challenge items in a challenge repository, wherein the plurality of challenge items may be used to generate distorted challenge messages;
• and
• providing a distorted challenge message comprising one or more of the plurality of challenge items from the challenge repository.

A method comprising:

• receiving a user identifier;
• determining a challenge repository associated with the user identifier;
• generating, by a server computer, a challenge message including a personal challenge item from the challenge repository and one or more false challenges, wherein the personal challenge item is associated with a challenge question and wherein the false challenges are associated with the challenge question;
• distorting the challenge message to create a distorted challenge message;
• and
• providing the distorted challenge message and the challenge question to a user, wherein the challenge question is associated with the personal challenge item.

A server computer comprising:

• a processor;
• and
• a non-transitory computer readable medium coupled to the processor and comprising code executable by the processor to implement a method, the method comprising:
• receiving a user identifier;
• determining challenge data associated with the user identifier;
• generating a challenge message including a personal challenge item from the challenge repository and one or more false challenges, wherein the personal challenge item is associated with a challenge question and wherein the false challenges are associated with the challenge question;
• distorting the challenge message to create a distorted challenge message;
• and
• providing the distorted challenge message and the challenge question to a user.