Travel account
AssigneeeBay Inc.
InventorWillis Lee
Life of this patent
Estimating the term…
Abstract
A user can set up a travel account with a payment provider, to inform the payment provider of expected dates and locations of travel, along with limits or restrictions at the various locations and/or dates. When the user travels and attempts to make a payment, the payment provider can determine the location and date to aid in processing the payment request, resulting in an easier process for the user, while still providing additional security with the limits and restrictions.
Claims23
A system comprising:
- a non-transitory storage device storing information about user accounts with a payment provider, wherein the information comprises travel information;
- and
- a processor executing instructions to perform:
- receiving a payment request;
- determining a location and a time of the payment request;
- accessing a user account associated with the payment request;
- determining travel information for the user account, wherein the travel information comprises contact information provided by a user for expected locations the user expects to be at and wherein the contact information is different for at least two of the expected locations;
- and
- processing the payment request based, in part, on the travel information.
(canceled)
A method for performing a payment transaction using a user device, comprising:
- receiving, by a processor of a payment provider, a payment request from a user;
- determining, by the processor, a location and a time of the payment request;
- accessing, by the processor, a user account associated with the payment request;
- determining, by the processor, travel information for the user account wherein the travel information comprises contact information provided by a user for expected locations the user expects to be at and wherein the contact information is different for at least two of the expected locations;
- and
- processing the payment request based, in part, on the travel information.
(canceled)
A non-transitory machine-readable medium comprising a plurality of machine-readable instructions which when executed by one or more processors of a server are adapted to cause the server to perform a method comprising:
- receiving a payment request;
- determining a location and a time of the payment request;
- accessing a user account associated with the payment request;
- determining travel information for the user account, wherein the travel information comprises contact information provided by a user for expected locations the user expects to be at and wherein the contact information is different for at least two of the expected locations;
- and
- processing the payment request based, in part, on the travel information.
(canceled)
Dependencies are inferred from the claim text.