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OwnerJoanne Marlowe-Noreninventor
Estimating the term…
A system and method for guiding a user through a complex process are disclosed. The system permits a credit originator as an originating user of the system to enter into, be guided through, and complete a process for the administration, monitoring, quality control and fractionalization of any credit or similar instrument it originates and inputs into the system without such user having substantial knowledge of such process. The system further permits the automated coordination of third party purchasers or investors as participating users of the system to evaluate an originating user's inputs and acquire standardized fractional ownership interests in any credit or similar instrument processed through the system in reliance upon certain preconditions that have been methodically introduced to the system for purposes of the guidance of all users.
A system for administering the issuance and offering of credit participation certificates constituting fractional ownership interests in a source credit by an originating user to a plurality of participating users, the system comprising:
A computer implemented method for administering the issuance and offering of credit participation certificates constituting fractional ownership interests in a source credit by an originating user to a plurality of participating users, the method comprising:
The method of 40 further comprising maintaining the register of credit participation certificates, and acting as transfer agent and paying agent for participating users that have decided to acquire fractional interests through the system.
Dependencies are inferred from the claim text.