Method and system for anonymously matching debtors with debt holders to facilitate resolution of non-performing debt
OwnerHassan Kassirinventor
Life of this patent
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Abstract
A method and system for anonymously matching debtors with debt holders to facilitate resolution of non-performing debt are disclosed. The method and system involve creation of an anonymous debt database such that non-parties to the debt may comply with regulations regarding maintaining confidentiality of debtor information. The anonymous debt database may be made available to be searched by a debtor using one or more anonymous search parameters to identify any debt in the database that is associated with the debtor. The method is designed and adapted to execution on a computer network system.
Claims9
A computer network-based method designed to anonymously match debtors with debt holders, comprising:
- a) collecting anonymous debt data, including one or more anonymous search parameters, from at least one debt holder;
- b) entering said anonymous debt data into a database designed to be searchable using said one or more anonymous search parameters;
- c) electronically publishing said database;
- d) attracting a debtor to a third-party proxy website;
- e) said debtor accessing said third-party proxy website;
- f) said debtor searching said database using said one or more anonymous search parameters and identifying debt data associated with said debtor;
- and
- g) providing said debtor with said debt data associated with said debtor.
A computer network-based system for anonymously matching debtors with debt holders, said computer network-based system comprising:
- a means for collecting anonymous debt data from at least one debt holder;
- a means for entering said anonymous debt data into a database designed and configured to be searchable using anonymous parameters;
- a means for electronically publishing said database;
- a means for attracting a debtor to a third-party proxy website;
- a means for enabling said debtor to access said database;
- a means for enabling said debtor to search said database using one or more anonymous search parameters and to identify debt data associated with said debtor;
- and
- a means for providing said debtor with said debt data associated with said debtor.
Dependencies are inferred from the claim text.