Cardless payment transactions
AssigneeSquare, Inc.
InventorsWilliam Henderson, Jack Dorsey, Brian Grassadonia, Matthew Wilson
Life of this patent
Estimating the term…
Abstract
A method that includes obtaining a current location of a mobile device of a customer; sending the current location to a cardless payment system; determining whether to send, to the cardless payment system, an indication of consent to perform a cardless payment transaction with the merchant; displaying on the mobile device whether the merchant is authorized to perform a cardless payment transaction with the customer.
Claims39
A method, comprising:
- obtaining a current location of a mobile device of a customer;
- sending the current location to a cardless payment system;
- determining whether to send, to the cardless payment system, an indication of consent to perform a cardless payment transaction with the merchant;
- displaying on the mobile device whether the merchant is authorized to perform a cardless payment transaction with the customer.
A computer program product, tangibly embodied in a machine readable storage media, comprising instructions for causing a processor to:
- obtaining a current location of a mobile device of a customer;
- sending the current location to a cardless payment system;
- determining whether to send, to the cardless payment system, an indication of consent to perform a cardless payment transaction with the merchant;
- displaying on the mobile device whether the merchant is authorized to perform a cardless payment transaction with the customer.
A method of purchasing goods or services from a merchant, comprising:
- selecting via a computing device a merchant and providing an indication of consent to perform a cardless payment transaction with the merchant to a cardless payment system;
- receiving on a mobile device an indication that the mobile device is within a predetermined distance of a location of the merchant;
- receiving on the mobile device a validating phrase;
- at a point-of-sale for the merchant identifying the goods or services for purchase;
- and
- providing the validating phrase to the merchant.
Dependencies are inferred from the claim text.