System and method for evidence based differential analysis and incentives based heal thcare policy

A method of predicting reduction in future healthcare payments, comprising:

• modeling, by a services platform of a processing apparatus, of relevant and incremental treatment costs for obesity related illnesses by onset and duration for healthy and unhealthy beneficiaries;
• determining, by the services platform, mitigation of onset and duration of obesity related illnesses in populations at risk by achieving a healthy body mass index (BMI);
• performing, by the services platform, risk assessments using differential and statistical regression analysis on electronically stored information including insurance, medical and health records;
• and
• estimating, by the services platform, pre-disease and post-disease mitigated incremental and relevant lifetime costs associated with obesity related illnesses based on prevalence, risks, a plurality of variables, onset, duration, treatments and payments for individuals with healthy and unhealthy BMIs.

A method of providing incentives to health insurance recipients to achieve desirable health outcomes, comprising:

• providing financial rebates as a percentage of paid premiums on meeting qualifying criteria on an annual basis;
• establishing achievement of a healthy body mass index (BMI) for the annual period as a qualifying criteria;
• establishing a healthcare reimbursement account for the recipients;
• receiving contributions, from a health insurance provider, to the healthcare reimbursement account, said contributions being structured as an annuity calculated as a percentage of paid premiums;
• managing of the reimbursement funds by the recipients for healthcare associated expenditures;
• and
• matching annual contribution to the recipients health reimbursement account by the government.

A method of food production and classification of food labels for consumers by the food industry, comprising:

• emphasizing nutritional packaged, fast, or just-in-time foods catering to healthy dispositions;
• offering concessions to encourage desired healthy outcomes based on achieving healthy BMI;
• and
• labeling of foods with information pertinent to body mass index (BMI), as a complement to calories and total fat as nutrition facts.