Communication tracking and billing system

A method for billing communications between a subscriber and a verified professional comprising:

• receiving a communication request targeting a registered device identification (ID) from a subscriber communication device, wherein the registered device ID is associated with a communication device registered to a verified professional, and wherein the subscriber communication device is associated with a subscriber ID;
• determining an applied billing rate using a value set by the verified professional;
• transmitting the applied billing rate to the subscriber communication device;
• initiating a connection between the subscriber communication device and the communication device registered to the verified professional;
• tracking the connection to obtain a connection duration and a billing signal;
• terminating the connection between the subscriber communication device and the communication device registered to the verified professional;
• generating a communication data file comprising the registered device ID, the subscriber ID, the applied billing rate, the connection duration, and the billing signal;
• obtaining, by a processor, a billable duration by parsing the communication data file using the billing signal and the connection duration;
• calculating, by the processor, a communication charge using the applied billing rate and billable duration;
• and
• paying the verified professional a portion of the communication charge.

A non-transitory computer readable medium comprising instructions for billing communications between a subscriber and a verified professional, wherein the instructions, when executed, perform a method, the method comprising:

• receiving a communication request targeting a registered device identification (ID) from a subscriber communication device, wherein the registered device ID is associated with a communication device registered to a verified professional, and wherein the subscriber communication device is associated with a subscriber ID;
• determining an applied billing rate using a value set by the verified professional;
• transmitting the applied billing rate to the subscriber communication device;
• initiating a connection between the subscriber communication device and the communication device registered to the verified professional;
• tracking the connection to obtain a connection duration and a billing signal;
• terminating the connection between the subscriber communication device and the communication device registered to the verified professional;
• generating a communication data file comprising the registered device ID, the subscriber ID, the applied billing rate, the connection duration, and the billing signal;
• obtaining a billable duration by parsing the communication data file using the billing signal and the connection duration;
• calculating a communication charge using the applied billing rate and billable duration;
• and
• paying the verified professional a portion of the communication charge.

A method for directly transferring monetary funds between a subscriber and an identity comprising:

• receiving a communication request targeting a target device identification (ID) from a subscriber communication device, wherein the subscriber communication device is associated with a subscriber ID, and wherein the communication request comprises a transfer amount;
• obtaining verification data for an identity associated with the target device ID;
• obtaining deposit account information for the identity;
• generating a verified professional repository;
• storing, in the verified professional repository, the target device ID as a registered device ID in response to obtaining the verification data;
• storing the deposit account information in the verified professional repository;
• calculating a communication charge using the transfer amount;
• generating a communication data file comprising the registered device ID, the subscriber ID, the transfer amount, and the communication charge;
• storing the communication data file in the verified professional repository;
• and
• paying the identity a portion of the communication charge using the deposit account information.