Location based transactions
AssigneeeBay Inc.
InventorsRay Hideki Tanaka, Srikanth Nandiraju, Mehryar Mansoor
Life of this patent
Estimating the term…
Abstract
A user's location is determined by location information communicated by a user device, such as a smart phone. Merchants near the user location are determined and selected. Merchant payment information is transmitted to the user device so that the user can easily make a payment to the merchant through the user device. Merchant offerings may also be sent to the user device for purchase and subsequent payment, where the merchant offerings may be specifically selected for the user.
Claims20
A method of performing financial transactions, comprising:
- receiving, by a processor, location information of a user from a user device;
- determining, by the processor, a location of the user based on the location information;
- determining, by the processor, whether one or more sellers are within a predetermined distance of the location of the user;
- and
- communicating payment information of a selected seller from the one or more sellers to the user device if the selected seller is within the predetermined distance of the location of the user.
A machine-readable medium comprising a plurality of machine-readable instructions which when executed by one or more processors of a server are adapted to cause the server to perform a method comprising:
- receiving location information of a user from a user device;
- determining a location of the user based on the location information;
- determining whether one or more sellers are within a predetermined distance of the location of the user;
- and
- communicating payment information of a selected seller from the one or more sellers to the user device if the selected seller is within the predetermined distance of the location of the user.
An electronic payment processing system comprising:
- means for receiving location information of a user from a user device;
- means for determining a location of the user based on the location information;
- means for determining whether one or more sellers are within a predetermined distance of the location of the user;
- and
- means for communicating payment information of a selected seller from the one or more sellers to the user device if the selected seller is within the predetermined distance of the location of the user.
Dependencies are inferred from the claim text.