System and Method for Regulatory Assessment of Financial Institutions
OwnerKamal Mustafa, Adam Mustafa +1inventors
InventorsKamal Mustafa, Adam Mustafa, Todd Dellacamera
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Abstract
A system and method for assessing a financial institution's capital risk. The method includes the steps of receiving financial information, processing the financial information to obtain a scenario for capital risk, assigning one of a number of predetermined rating categories to the financial institution according to the scenario, applying one or more secondary filters pertaining to additional risks selected by a state regulator to adjust the assigned rating category, and displaying the scenario and the adjusted rating category on a display device.
Claims1
A computer program product, comprising a computer usable medium having a computer readable program code embodied therein, said computer readable program code adapted to be executed to implement a method for assessing a financial institution's capital risk, the method comprising the steps of:
- receiving financial information;
- processing the financial information to obtain a scenario for a capital risk;
- assigning one of a number of predetermined rating categories to the financial institution according to the scenario;
- applying one or more secondary filters pertaining to additional risks selected by a state regulator to adjust the assigned rating category;
- displaying the scenario and the adjusted rating category on a display device.
Dependencies are inferred from the claim text.