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US 2011/0258070 A1Published application
Systems and Methods for Creating a User Customized Bank Card
OwnerWilliam Lynch, Brian Christopher Beckinventors
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Abstract
One form of the present invention contemplates a unique system for creating a customized bank card by a consumer/user based on instructions from a remote terminal. Other forms of the present invention contemplate unique apparatuses, systems, devices, hardware, software, methods, and combinations of these for creating customized bank cards.
Claims21
A method comprising:
- receiving an initiation request from a user to create a customized transaction card;
- creating a secure connection between a secure card design server and the user;
- communicating a payload to the secure card design server;
- transmitting a consumer card designer application stored on the secure card design server to the user, wherein the consumer card designer application is configured and operable to allow the user to create the customized transaction card as a function of the payload;
- receiving a card design image for the customized transaction card from the user;
- determining appropriateness of the card design image;
- transmitting the card design image to a card producer after receiving approval of the card design image;
- and
- generating the customized transaction card.
6 more elements
A system, comprising:
- a user terminal operable to access an institution website and request to initiate a design session;
- a communication link;
- a secure card producer server operable to connect over the communication link with the user terminal based on the user request to initiate the design session and to generate a session ID based on the design session, the secure card producer server including a memory device and a consumer card designer application stored on the memory device, the consumer card designer application is operable to be to the user terminal and operated locally on the user terminal to receive user instructions and create a customized card image based on one or more of the user instructions;
- an approver computer operable to review the customized card image for appropriateness;
- and
- a card printer;
- wherein the user terminal is operable to transmit the customized card image to the secure card producer server after creating the customized card image, the customized card image is reviewed by the approver computer, and the secure card producer transmits the customized card image to the card printer.
4 more elements
A method comprising:
- initiating a session to create a customized bank card based on a request by a user from a remote terminal;
- transmitting a consumer card designer application to the remote terminal, the consumer card designer application being stored on a secure card producer server and operable locally on the remote terminal;
- transmitting a payload to the secure card producer server;
- generating a session ID based on the payload;
- receiving a card design image from the remote terminal created utilizing the consumer card designer application on the remote terminal;
- considering appropriateness of the card design image;
- approving the card design image;
- transmitting the card design image to a card producer;
- corresponding the session ID to at least one of user defined user information and financial institution defined user information;
- and
- generating the customized bank card.
8 more elements
Dependencies are inferred from the claim text.