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US 2011/0211681 A1Published application
Financial card activation method and system
AssigneeIDT Corporation
InventorDaniel J. Mayer
Life of this patent
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AssigneeIDT Corporation
InventorDaniel J. Mayer
Estimating the term…
A sponsor purchases a prepaid card that can be transmitted to an intended user with increased security. Using a prepaid card dispenser, the sponsor elects an amount for the prepaid card and is prompted for at least one telephone number at which a server platform should contact the sponsor when the intended user wants to authenticate the card. The sponsor may enter additional phone numbers that will be called if the sponsor does not answer the first number when called by the server platform. When an intended user has received the prepaid card, the intended user calls a telephone number associated with the server platform and is connected to the sponsor via a telephone bridge so that the sponsor may authenticate the intended user. The sponsor may then inform the server platform (e.g., via DTMF tones) that the card has been authenticated.
A system for controlling use of a prepaid card, comprising:
The system as claimed in claim 1, wherein the processor utilizes a telephone tone detector to detect a sponsor code that corresponds to the account number for authenticating the sponsor to the system.
The system as claimed in claim 1, wherein the processor utilizes a computer interface to detect a sponsor code corresponding to the account number for authenticating the sponsor to the system.
The system as claimed in claim 1, wherein the processor utilizes a web interface to detect a sponsor code corresponding to the account number for authenticating the sponsor to the system.
The system as claimed in claim 1, wherein the memory stores plural account numbers, each account number of the plural account numbers being associated with at least one telephone number corresponding to a sponsor of the corresponding account number.
The system as claimed in claim 1, wherein the prepaid card comprises a prepaid long distance calling card.
The system as claimed in claim 1, wherein the prepaid card comprises a prepaid debit card.
The system as claimed in claim 1, wherein the incoming telephone interface comprises ANI receiving circuitry for determining an account number based on a dialed telephone number.
The system as claimed in claim 1, wherein the incoming telephone interface comprises a tone detector for detecting an account number entered by receiving DTMF tones from the user after completion of the call.
A system for dispensing a prepaid card, comprising:
Dependencies are inferred from the claim text.