Anti-Crimes Online Transaction System

A computer system for conducting online transactions consistent with enhanced national security while reducing potential for fraudulent activities, comprising:

• a computer processor and a memory device coupled to a network;
• a database stored on the memory device adapted to store associated with a financial account issued by a financial institution at least identification information of the financial account holder;
• a communication module that electronically receives from an organization embedded identification information from a machine-readable official government issued identification document of a person who is conducting a transaction with the organization, transaction details, and financial account identification information of the person;
• a decision module using the financial account identification information of the person to identify the financial account issued by the financial institution and verifying whether the embedded identification information corresponds to the identification information of the financial account holder stored in the database;
• and
• a notifying module that informs the organization of an approval of the transaction when the verification is successful and a status of the financial account permits the transaction.