Cards and related services provided by credit card entities that use non-metallic symbolic colors
OwnerRonald John Rosenbergerinventor
Life of this patent
Estimating the term…
Abstract
Disclosed is a method and system of using mentions/advertisements as a means to provide incentive or compensation for potential promoters to introduce end users to an offering entity, where mentions/advertisements for the benefit of the promoter are included in communications between the offering entity and end users. An additional function that enables promoters to send communications to the end users is disclosed as well.
Claims13
1-42. (canceled)
A method for a merchant to receive advertisements issued by a financial card institution for full or partial compensation from said financial card institution for financial card product or service account sign-ups of end users generated by said merchant using account applications for said account sign ups, comprising:
- (a) providing on a computer network a computer readable file comprising said advertisements for said merchant;
- (b) storing on a computer network said computer readable file on a computer readable medium;
- (c) providing on a computer network a merchant code that cross references said merchant code to said advertisements associated with said account applications,
- (d) distributing said account applications comprising said merchant code;
- (e) processing, on a computer network, redeemed applications comprising said merchant code;
- (f) establishing on a computer network said accounts for said end users based on said processing of said redeemed account applications comprising said merchant code;
- and
- (g) issuing communications to said end users of said accounts, where said communications comprise said advertisements,
- wherein said merchant does not co-brand a financial card with said financial card institution or wherein said merchant does not issue or sponsor a private label credit card.
A method where a promoter receives advertisements as a means of full or partial compensation from a product or service offering entity for each new account sign-up of end users generated by said promoter, comprising:
- (a) providing a file comprising said advertisements for said promoter;
- (b) storing said file on a computer readable medium;
- (c) providing a promoter code that cross references said promoter code to said file information on a computer readable medium;
- (d) distributing said account applications comprising said promoter code;
- (e) processing redeemed applications comprising said promoter code;
- (f) establishing said accounts for said end users based on said processing of said redeemed account applications comprising said promoter code;
- an
- (g) issuing communications to said end users of said accounts, where said communications comprise said file information comprising said advertisements, as referenced by said promoter coding information,
- wherein said promoter is different than said offering entity.
Dependencies are inferred from the claim text.