System and methods for biometric identification on smart devices using multos

A method for authenticating a user using biometric identification, comprising the steps of:

• using a multi-application operating system (“MULTOS”);
• establishing cross-communication between a sensor device and a smart device including a reference template;
• requesting a presentation of a biometric sample to the sensor device;
• reading by the sensor device the biometric sample;
• converting the biometric sample to a sample template;
• executing match-on-chip algorithm on the smart device;
• comparing the reference template and the sample template;
• determining a match between the reference template and the sample template;
• and
• permitting or denying the user to access secure information based on said determining step.