Systems and methods for web-based group insurance/benefits procurement and/or administration

A system, comprising:

• a memory for storing computer-executable instructions;
• a processor in communication with the memory, wherein the processor is operable to execute the computer-executable instructions to:
• receive a request for quote information from a customer computer via a website;
• responsive to the request, provide rates for a plurality of insurance/benefits products associated with one or more carriers via the website, wherein the plurality of insurance/benefits products includes a first insurance/benefits product associated with a first carrier of the one or more carriers;
• receive, from the customer computer via the website, a purchase instruction requesting a purchase of at least the first insurance/benefits product;
• receive, from the customer computer via the website, a first electronic application, wherein the first electronic application is executed electronically;
• and
• direct a transmission of the first electronic application to the first carrier of the first insurance/benefits product for approval or denial, wherein upon receiving an approval response or a denial response from the first carrier, notifying a customer of the approval response or the denial response for the first insurance/benefits product.