Cellphone activated atm transactions

A method comprising:

• receiving a transaction authorization request by an authorization system from an Automated Teller Machine (ATM), wherein said transaction request comprises at least:
• transaction details, identifying information and an authentication code, wherein said authentication code is a digital signature;
• forwarding said identifying information and said authentication code to an authentication server which shares authentication secrets in common with said software;
• receiving authentication results of said authentication, and
• authorizing said transaction request in accordance with said received results.

An ATM authorization system comprising:

• means to receive a transaction request from an ATM, wherein said transaction request comprises at least:
• transaction details, identifying information and an authentication code, wherein said authentication code is at least one of:
• an OTP and a digital signature;
• a connection with an authentication server;
• wherein said authentication server comprises means to authenticate said identifying information according to said authentication code;
• and
• means to determine whether to authorize said transaction request based on at least an authentication result received via said connection from said authentication server.

A method comprising:

• receiving a credit card authentication request from a merchandising organization, wherein said authentication request comprises at least:
• identifying information and an authentication code, wherein said authentication code is generated by software in the possession of a user requesting said transaction request;
• forwarding said identifying information and said authentication code to an authentication server which shares authentication secrets in common with said software;
• receiving authentication results of said authentication, and
• returning said authentication results to said merchandising organization for further processing of said credit card transaction request in accordance with said received results.

A method comprising:

• receiving a credit card authentication request from a merchandising organization, wherein said authentication request comprises at least:
• identifying information and an authentication code, wherein said authentication code is a digital signature;
• forwarding said identifying information and said authentication code to an authentication server which shares authentication secrets in common with said software;
• receiving authentication results of said authentication, and
• returning said authentication results to said merchandising organization for further processing of said credit card transaction request in accordance with said received results.