System, Device and Method for Conducting Secure Economic Transactions
OwnerAdam Boaltinventor
Life of this patent
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Abstract
An identification verification device includes an input operable to receive an identification verification query relayed by an account hosting entity. The identification verification query includes a temporary code received from a user. A comparator is coupled to the input and is operable to compare the received temporary code with a verification code. An output transmits to the account hosting entity one of an authorized and a not authorized response that is based upon the comparison.
Claims18
An identification verification device comprising:
- an input operable to receive an identification verification query relayed by an account hosting entity, the identification verification query including a temporary code received from a user;
- a comparator coupled to the input and operable to compare the received temporary code with a verification code;
- and
- an output for transmitting to the account hosting entity one of an authorized and a not authorized response that is based upon the comparison.
A system for verifying an account user, the system comprising:
- a temporary code generator operable to generate a temporary code valid for one of:
- only a finite amount of time;
- and
- a finite number of uses;
- an account hosting entity hosting an account to which the temporary code allows access and operable to relay at least a portion of the code;
- and
- an account verification entity receiving at least a portion of the temporary code from the account hosting entity and verifying a validity of the temporary code.
A method for verifying an account, the method comprising:
- receiving an account access request from a user, the account access request including a temporary code;
- sending at least a portion of the temporary code to an account verifying entity;
- receiving an authentication response from the account verifying entity based upon a comparison of the at least a portion of the temporary code to a verification code held by the account verifying entity.
A method for verifying an account, the method comprising:
- receiving at least two account verification queries each relayed by a different one of at least two account hosting entities, each account verification query including a same temporary code received from a user;
- comparing the received temporary code with a verification code;
- and
- communicating to each of the account hosting entities one of an authorized response and a not authorized response dependent upon a result of the comparison.
A method for verifying an account, the method comprising:
- receiving an account verification query relayed from a first account hosting entity, the account verification query including a first temporary code received from a user;
- receiving an account verification query relayed from a second account hosting entity, the account verification query including a second temporary code received from the user;
- verifying a validity of the first and second received temporary codes;
- and
- communicating to each of the account hosting entities one of an authorized response and a not authorized response dependent upon a result of the validity verifying step.
A method for verifying an account, the method comprising:
- receiving from at least two account hosting entities at least two account verification queries, each of the at least two account verification queries including a temporary code received from a user;
- separating the temporary code from each of the at least two account verification queries and comparing the received temporary codes with a verification code;
- and
- communicating to each of the account hosting entities one of an authorized response and a not authorized response dependent upon the result of the comparison.
Dependencies are inferred from the claim text.