Merchant application and underwriting systems and methods
AssigneeFirst Data Corporation
InventorsMichael L. Sgaraglio, Edward J. Long, Mark G. Arthus
Life of this patent
Estimating the term…
Abstract
A method for establishing credit services with a merchant account using a computer system comprises receiving at a server computer application information on a merchant applying for a credit service. The application information is stored in a database. At the server computer, a request from a credit investigator is received to view at least some of the application information. The requested information is then sent to the credit investigator from the server computer.
Claims3
1-22. (canceled)
In a computer system having a graphical user interface including a display and an entry device, a method of updating credit risk information, the method comprising:
- retrieving a merchant application form having a set of fields containing merchant financial information;
- displaying the application form on the display along with a calculated credit risk based on the merchant financial information;
- receiving a data field entry selection signal indicative of the entry device entering modified merchant financial information into one of the fields;
- and
- in response to the signal, sending the modified credit merchant financial information to a server computer;
- and
- receiving updated credit risk information from the server computer and displaying the updated credit risk information on the display.
24-36. (canceled)
Dependencies are inferred from the claim text.