Methods and Systems for Early Fraud Protection

A notification of potentially-fraudulent account activity of a financial account of a user at a financial institution wherein the notification of potentially-fraudulent account activity is provided by a fraud detection monitoring service that is not the financial institution, the notification comprising:

• information identifying to the user that a monitored potentially-fraudulent account activity has occurred;
• information identifying an account for which the monitored potentially-fraudulent account activity has occurred;
• and
• information identifying the monitored potentially-fraudulent account activity.

A system for providing a user with notifications of potentially-fraudulent account activity of the user's financial accounts at a plurality of financial institutions comprising:

• a plurality of financial institutions accessible through a network;
• a user-defined account notification filter defined by a user having financial accounts at the plurality of financial institutions;
• a fraud detection monitoring service providing fraud protection monitoring and notification services, wherein the fraud detection monitoring service is not one of the financial institutions and wherein the fraud detection monitoring service monitors the financial accounts at the plurality of financial institutions for potentially-fraudulent account activity according to the user-defined account notification filter;
• and
• a notification of the occurrence of a potentially-fraudulent event defined by the user-defined account notification filter provided from the fraud detection monitoring service to the user.