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AssigneeAmerican Express Travel Related Services Company, Inc.
InventorsJessica U. Jones, Lee J. Peart, Blayn W. Beenau, Peter D. Saunders, Brian T. Barnes
Estimating the term…
A method which enables a merchant to obtain payment for a purchase from a customer who uses a mobile communication device to make the purchase, including uploading an application program to the customer's mobile communication device, and receiving a request for payment from a merchant terminal. The request for payment includes an identification code of the customer's mobile communication device and a purchase amount. The method further includes transmitting a purchase message to the customer's mobile communication device, the purchase message including an identification of the merchant, the purchase amount, and a request for purchase confirmation. The method further includes receiving a response to the request for purchase confirmation transmitted from the customer's mobile communication device, and if the response to the request for purchase confirmation is affirmative, transmitting to the merchant terminal information identifying a financial account belonging to the customer.
A computer-readable storage medium storing control logic for causing a computer to enable a merchant to obtain payment for a purchase from a customer that uses a mobile communication device to make the purchase, the control logic comprising:
A computer system including a processor and a memory storing control logic for causing the processor to enable a merchant to obtain payment for a purchase from a customer that uses a mobile communication device to make the purchase, the control logic comprising:
A method for enabling a merchant to obtain payment for a purchase from a customer that uses a mobile communication device to make the purchase, the method comprising:
A system for enabling a merchant to obtain payment for a purchase from a customer that uses a mobile communication device to make the purchase, the system comprising:
A method for enabling a merchant to obtain payment for a purchase from a customer that uses a mobile communication device to make the purchase, the method comprising:
A system for enabling a merchant to obtain payment for a purchase from a customer that uses a mobile communication device to make the purchase, the system comprising:
A mobile communication device including a processor and a memory storing control logic for causing the processor to communicate with a server of a financial transaction account issuer to enable a customer to approve use of a financial transaction account of the customer for payment in a transaction with a merchant, the control logic comprising:
A landline telephone device including a processor and a memory storing control logic for causing the processor to communicate with a server of a financial transaction account issuer to enable a customer to approve use of a financial transaction account of the customer for payment in a transaction with a merchant, the control logic comprising:
Dependencies are inferred from the claim text.