Method and System for a Purchase Transaction at a Remote Merchant Machine

A method comprising:

• receiving a remote merchant machine identification code associated with a remote merchant machine from a mobile customer premise device over a first network, wherein the remote merchant machine identification data was obtained by the mobile customer premise device in response to sending a signal from the mobile customer premise device to a payment media interface associated with the remote merchant machine;
• receiving device identification data associated with the mobile customer premise device from the mobile customer premise device;
• authenticating the device identification data;
• communicating at least a portion of the device identification data to a customer account database;
• receiving access to customer account data associated with the device identification data;
• generating a purchase authorization;
• communicating at least a portion of the customer account data to the remote merchant machine over a second network;
• communicating the purchase authorization to the remote merchant machine over the second network;
• and
• receiving from the remote merchant machine a record of sale generated by the remote merchant machine.

A payment processing system comprising:

• a payment processing server;
• an interface adapted to connect the payment processing server to a communications network;
• an inbound communications module
• adapted to receive remote merchant machine identification data associated with a remote merchant machine from a mobile customer premise device, wherein the remote merchant machine identification data was obtained by the mobile customer premise device in response to sending a signal from the mobile customer premise device to a payment media interface associated with the remote merchant machine and
• adapted to receive device identification data associated with the mobile customer premise device from the mobile customer premise device;
• an authentication module adapted to authenticate the device identification data;
• a data retrieval module adapted to access a customer account database to receive access to customer account data associated with the device identification data;
• an authorization generator adapted to generate a purchase authorization;
• a merchant communications module adapted to communicate at least a portion of the customer account data to the remote merchant machine, to communicate the purchase authorization to the remote merchant machine, and to receive from the remote merchant machine a record of sale generated by the remote merchant machine.