System and method for determining a premium for insurance for a security

A system for determining a premium for insuring a security comprising a computer system capable of having entered information related to a security to be insured, the computer system having a program for calculating an insurance risk premium based upon a security to be insured, for calculating an expense and profit load, and for combining the insurance risk premium and the expense and profit load to determine a total gross premium.

A system for determining a premium for insuring a portfolio of securities comprising a computer system capable of having entered information related to a portfolio of securities to be insured, the computer system having a program for calculating an insurance risk premium for the portfolio of securities, for calculating an expense and profit load for the portfolio of securities, and for combining the insurance risk premium and the expense and profit load to determine a total gross premium for the portfolio of securities.

A system for determining a premium for warranting a security comprising a computer system capable of having entered information related to a security to be warranted, the computer system having a program for calculating a warranty risk premium based upon a security to be warranted, for calculating an expense and profit load, and for combining the warranty risk premium and the expense and profit load to determine a total gross premium.

A system for determining a premium for warranting a portfolio of securities comprising a computer system capable of having entered information related to a portfolio of securities to be warranted, the computer system having a program for calculating a warranty risk premium for the portfolio of securities, for calculating an expense and profit load for the portfolio of securities, and for combining the warranty risk premium and the expense and profit load to determine a total gross premium for the portfolio of securities.