Computer-Based Virtual Personal Economies Implemented over Public and Private Networks and Methods for Configuration, Use and Pooling of Same

A method for investment comprising the steps of:

• cataloging a first set of one or more assets and configuring said catalog into electronic form;
• allowing said electronic first asset set catalog to be inspected over a network;
• when selected, linking a second set of assets represented in electronic form to said first set, such that:
• the owner of said second set of assets has correlated the value of said second set of assets to said first set of assets with a normalization constant.

An improved transaction and investment system including:

• a computational device linked to a network through a screening system, said screening system including at least one CPU and implementing an executable screening program;
• electronic data storage configured to store first data that represents assets;
• a verification structure implemented with a computer and connected to a network that is configured to verify the existence and identification of said assets represented by said first data;
• wherein said computational device loads said first data representational of said assets in response to a request received over said network and through said screening system and correlates said first data representational of assets to second data representational of outside assets and said verification structure confirms that both said sets of data are properly correlated to said respective assets.