Detailed trade data report
AssigneeThe Dun & Bradstreet Corporation
InventorsThomas Parker, Richard Ferrera, Peter Kinkel
Life of this patent
Estimating the term…
Abstract
A payment performance score is calculated for particular industries, payment ranges, and time periods, such as 3, 6, 9, and 12 month calculations. The score is predictive of how a company will pay a particular party. The score is based on trade experiences and is provided in a report.
Claims32
A method for providing detailed trade data, comprising:
- receiving a request for a report;
- calculating a plurality of scores within a plurality of measuring periods by taking a weighted average of at least 4 trade experiences for each score within each measuring period;
- and
- providing said report, including said scores.
A computer-readable medium having executable instructions stored thereon to perform a method for providing detailed trade data, said method comprising:
- receiving a request for a report;
- calculating 12 monthly scores by calculating each monthly score as a 3 month score, said 3 month score being calculated for a 3 month manner of payment by 3 month trade experiences using a current weighted average calculation with at least 4 trade experiences;
- and
- providing said report, including said 12 monthly scores.
A computer-readable medium having executable instructions stored thereon to perform a method for providing detailed trade data, said method comprising:
- receiving a request for a report;
- calculating at least one score for at least one industry by taking a weighted average of at least 4 trade experiences for each score within a measuring period;
- and
- providing said report, including said score.
A computer-readable medium having executable instructions stored thereon to perform a method for providing detailed trade data, said method comprising:
- receiving a request for a report;
- calculating a plurality of scores for a plurality of credit ranges by taking a weighted average of at least 4 trade experiences for each score within a measuring period, said credit ranges being based on a credit amount extended and a current payment trend profile;
- and
- providing said report, including said scores.
A system for providing detailed trade data, comprising:
- a web fabricator for fabricating a report, said report having at least one score, said score being calculated within a measuring period by taking a weighted average of at least 4 trade experiences within said measuring period;
- at least one database system for storing data for said report and said trade experiences;
- and
- a component to retrieve data associated with said report from said database system, calculate said score, and forward said score and said data to said web fabricator.
Dependencies are inferred from the claim text.