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US 2005/0044393 A1Published application
Token for use in online electronic transactions
AssigneeUS Encode Corporation
InventorJohn Holdsworth
Life of this patent
Estimating the term…
Abstract
An online transaction system configured to implement authentication methods that allow for strong multi-factor authentication in online environments. The authentication methods can be combined with strong security methods to further ensure that the authentication process is secure. Further, the strong multi-factor authentication can be implemented with zero adoption dependencies through the implementation of automated enrollment methods.
Claims16
A token configured to be interfaced with a terminal through a standard input device, the token comprising client software configured to:
- automatically enroll the token with an enrollment authority upon being interfaced with the terminal;
- and
- handle authentication requests received from an authentication authority by the terminal once the terminal is enrolled in the authentication program.
Dependencies are inferred from the claim text.