Method and systems for virtual insurance adjusting
OwnerGregory Gandee, Gary Connerinventors
Life of this patent
Estimating the term…
Abstract
Methods and systems for insurance adjusting for property casualty losses are provided. A communication link is established between the location of the property casualty loss and an insurance company. The communication link can provide real-time audio and visual communications between the insurance company, the owner of the property which suffered the casualty loss and a third party. The insurance company can receive visual identification of the property casualty loss without actually visiting the property, thereby reducing costs to the insurance company.
Claims35
A method for insurance adjusting for property casualty losses comprising:
- initiating a real-time audio and visual communication link between a location of a property casualty loss and an insurance company;
- allowing a customer of the insurance company to communicate with the insurance company over the communication link;
- providing visual identification of the property casualty loss over the communication link;
- and
- obtaining authorization for repairs of the property casualty loss based upon the visual identification.
The method of claim i, wherein the communication between the customer and the insurance company is initiated by a mitigation company and the authorization for repairs are for restoration work to the property.
A method for insurance adjusting for property casualty losses comprising:
- establishing a real-time audio and visual communication link between an insurance company and a location of a property casualty loss;
- communicating with a customer of the insurance company over the communication link;
- requesting visual identification of the property casualty loss;
- receiving the visual identification over the communication link;
- and
- providing authorization for repairs for the property casualty loss.
A system for insurance adjusting for property casualty losses comprising:
- a satellite dish;
- a transceiver connected to the satellite dish;
- a computer connected to the transceiver;
- and
- audio and visual equipment connected to the computer, wherein the computer displays real-time audio and visual information received from an insurance company via the satellite dish, and the audio-visual equipment provides real-time audio and visual communication between a customer of the insurance company and the insurance company, and provides real-time video of the customer's damaged property.
A system for insurance adjusting for property casualty losses comprising:
- a satellite dish;
- a transceiver connected to the satellite dish;
- and
- a server connected to the transceiver and a network,
- wherein the satellite dish receives real-time audio and visual information from a property insured by an insurance company and transmits real-time audio and visual information received from the insurance company, and
- wherein the server determines an amount of usage of a communication link comprising the satellite dish, a satellite and another satellite dish.
Dependencies are inferred from the claim text.