A method of making an ink-jet recording medium, comprising the steps of a) coating a substrate with an ink-receptive underlayer comprising a pigment and polymer selected from the group consisting of water-soluble and water-dispersible polymers, and drying the underlayer;
- and
- b) coating an ink-receptive top layer over the underlayer, said top layer comprising an aqueous dispersion of:
- a) at least 60% by weight of cationic fumed silica particles and b) at least 14% by weight of cationic polyurethane resin based on total weight of solids in the dispersion, and drying the top layer.