Method and system for automated linkable promotions

An electronic purchasing system for enabling a user to purchase goods and services from at least one vendor, the purchasing system comprising:

• an electronic wallet comprising:
• an electronic coupon book for storing at least one electronic coupon,
• coupon downloading tools for transferring the at least one electronic coupon to the electronic coupon book,
• vendor recognition tools for identifying a specific vendor and identifying at least one applicable electronic coupon associated with the specific vendor,
• account access information for at least one user account, and purchasing tools;
• a smart card for consummating a purchase transaction with the at least one vendor, the smart card comprising:
• coupon access tools for accessing the at least one applicable electronic coupon;
• and
• wherein the purchasing tools are adapted to allow a user to complete a purchase transaction using the account access information, and at least some of the terms of the purchase transaction are based on the applicable electronic coupon associated with the specific vendor.

A user system for enabling a user to purchase goods and services from at least one vendor, the user system comprising:

• an electronic wallet;
• an electronic coupon book for storing at least one electronic coupon;
• coupon downloading tools for transferring the at least one electronic coupon to the electronic coupon book, each of the at least one electronic coupons comprising promotion terms;
• vendor recognition tools for identifying a specific vendor and identifying at least one applicable electronic coupon associated with the specific vendor;
• coupon access tools for accessing the at least one applicable electronic coupon, account access information for at least one user account;
• purchasing tools;
• a smart card for consummating a purchase transaction with the at least one vendor;
• communication tools for communicating with at least one vendor system;
• and
• wherein the purchasing tools are adapted to allow a user to complete a purchase transaction using the account access information, at least some of the terms of the purchase transaction being modified by reference to the promotion terms of the applicable electronic coupon associated with the specific vendor.

A user system for enabling a user to purchase goods and services from at least one vendor, the user system comprising:

• coupon downloading tools for transferring at least one electronic coupon, each of the at least one electronic coupons comprising promotion terms;
• vendor recognition tools for identifying a specific vendor and identifying at least one applicable electronic coupon associated with the specific vendor;
• purchasing tools;
• an input device for receiving account access information from a user;
• communication tools for communicating with at least one vendor system;
• and
• wherein the purchasing tools are adapted to allow a user to complete a purchase transaction using the account access information, at least some of the terms of the purchase transaction being modified by reference to the promotion terms of the applicable electronic coupon associated with the specific vendor.

A method for allowing a user to utilize automated coupons from at least one participating vendor over a network, the method comprising:

• providing a user with an electronic wallet and a smart card;
• providing a user with at least one automated coupon;
• determining whether a user is accessing a participating vendor;
• implementing notification tools to provide the user with notification of an applicable automated coupon in response to the user accessing a participating vendor;
• and
• enabling the user to purchase goods or services using the electronic wallet and the at least one automated coupon, at least some of the terms of the purchase being modified by the automated coupon.

A method for allowing a user to utilize automated coupons from at least one participating vendor over a network, the method comprising:

• providing a user with at least one automated coupon;
• determining whether a user is accessing a participating vendor;
• implementing notification tools to provide the user with notification of an applicable automated coupon in response to the user accessing a participating vendor;
• receiving payment information from a user;
• and
• enabling the user to purchase goods or services using the payment information and the at least one automated coupon, at least some of the terms of the purchase being modified by the automated coupon.