Lock-and-key consumer billing data protection system having data encryption capability

A method for providing a consumer billing data protection capability in a system, comprising the steps of:

• storing a plurality of consumer records, each of which includes consumer identification information and encrypted partial billing information;
• receiving an input indicative that a consumer, corresponding to said consumer identification information stored in said one of said plurality of consumer records, desires to purchase a product or service, said input including a key received from said consumer;
• decrypting, using said key received from said consumer, said encrypted partial billing information stored in said one of said plurality of consumer records;
• and
• processing an order for said product or service and billing for said order using said partial billing information stored in said one of said plurality of consumer records, and said key.

A system for providing a consumer billing data protection capability in a system that stores a plurality of consumer records, each of which includes consumer identification information and encrypted partial billing information, comprising:

• means for receiving an input indicative that a consumer, corresponding to said consumer identification information stored in one of said plurality of consumer records, desires to purchase a product or service, said input including a key received from said consumer;
• means for decrypting, using said key received from said consumer, said encrypted partial billing information stored in said one of said plurality of consumer records;
• and
• means for processing an order for said product or service and billing for said order using the decrypted partial billing information stored in said one of the plurality of consumer records, and said key.

A system for providing a consumer billing data protection capability in a system, comprising:

• database means for storing a plurality of consumer records, each of which includes consumer identification information and encrypted partial billing information;
• list server means for receiving an input indicative that a consumer, corresponding to said consumer identification information stored in said one of said plurality of consumer records, desires to purchase a product or service, said input including a key received from said consumer;
• decryption means decrypting, using said key received from said consumer, said encrypted partial billing information stored in said one of said plurality of consumer records;
• and
• means for processing an order for said product or service and billing for said order using said partial billing information stored in said one of said plurality of consumer records, and said key.

A method for providing a consumer billing data protection capability in a system that stores a plurality of consumer records, each of which includes consumer identification information and consumer billing information, comprising the steps of:

• receiving an input indicative that a consumer, corresponding to said consumer identification information stored in one of said plurality of consumer records, desires to purchase a product or service, said input including a key received from said consumer;
• accessing, using said key received from said consumer, said consumer billing information stored in said one of said plurality of consumer records;
• and
• processing an order for said product or service and billing for said order using the consumer billing information stored in said one of the plurality of consumer records, and said key.

A system for providing a consumer billing data protection capability in a system that stores a plurality of consumer records, each of which includes consumer identification information and consumer billing information, comprising the steps of:

• means for receiving an input indicative that a consumer, corresponding to said consumer identification information stored in one of said plurality of consumer records, desires to purchase a product or service, said input including a key received from said consumer;
• means for accessing, using said key received from said consumer, said consumer billing information stored in said one of said plurality of consumer records;
• and
• means for processing an order for said product or service and billing for said order using the consumer billing information stored in said one of the plurality of consumer records, and said key.