System and method for opening on-line transaction account

A data processing system for identifying and processing a request asserted by a person for opening a first account and transferring a predetermined amount of money from a second account into said first account, said second account being held by said person, said system comprising:

• a receiving module for
• receiving a request information representing the request from said person, the request information comprising a communication number associated with said person and an identification information associated with said second account, and
• generating an inquiry information responsive to the request information;
• an inquiring module for
• receiving the inquiry information from said receiving module and the communication number, and
• according to the communication number, transmitting the inquiry information to contact said person to identify whether said request is asserted by said person;
• and
• an identifying module for
• receiving the identification information associated with said second account, and
• according to the identification information associated with said second account, identifying whether said second account is valid;
• a processing module for
• when said inquiring module identifies that said request is asserted by said person, and when said identifying module identifies that said account is valid, opening said first account, and
• transferring the predetermined amount of money from said valid second account into said first account opened.

A data processing method for processing a request asserted by a person for opening an account, said person having a communication device, said method comprising the steps of:

• (a) receiving a request information representing the request from said person, the request information comprising a communication number associated with the communication device;
• (b) generating an inquiry information responsive to the request information;
• (c) according to the communication number, transmitting the inquiry information to the communication device to contact said person;
• (d) receiving a response information responsive to the inquiry information;
• (e) selectively opening said account in accordance with said response information.

A data processing method for identifying and processing a request asserted by a person for opening a first account and transferring a predetermined amount of money from a second account into said first account, said second account being held by said person, said method comprising the steps of:

• (a) receiving a request information representing the request from said person, the request information comprising a communication number associated with said person and an identification information associated with said second account;
• (b) generating an inquiry information responsive to the request information;
• (c) according to the communication number, transmitting the inquiry information to contact said person to identify whether said request is asserted by said person;
• (d) according to the identification information associated with said second account, identifying whether said second account is valid;
• (e) opening said first account when said inquiring module identifies that said request is asserted by said person, and when said identifying module identifies that said second account is valid;
• and
• (f) transferring the predetermined amount of money from said valid second account into said first account opened.